Agada Apochi is an Organizational Psychologist & Change Leadership Specialist
and also a Practitioner-Scholar in diffusion of innovation and digital financial services.
He has over 30 years of professional experience in banking and financial technology.
Agada is the Founder/Director of Payattitude.
Agada is the Managing Director & CEO of Nigeria’s premier financial technology company, UP (Unified Payments),
which is a group of companies with services including Banking, Payment Scheme, Financial Technology, Digital Commerce, Value Added Service, Payment Solutions, Software Solutions, etc.
He is also the Founder/Director of Hope PSBank as well as the telecom VAS provider, UP Digital Limited.
He is the Chairman of the Board of Directors of TM30 which is a software company.
Agada attained Doctor of Business Administration (DBA) with specialization in diffusion of innovation and digital financial services as well as Master Degree in Applied Business Research from SBS Swiss Business School in Switzerland,
Master Degree (MA) in Organizational Psychology with specialization in Change Leadership from Columbia University in New York, Master Degree in Law (LL.M.) from Rivers State University,
Barrister at Law (BL) from the Nigerian Law School and Bachelor Degree in Law (LL.B.) from the University of Jos.
He is also is an Alumnus of Lagos Business School and Cornell University. He has attended different executive learning programs including programs at Harvard Business School,
Insead Business School and Bank Card Business School in Cambridge. Agada holds several academic honours and awards including best graduating student.
He was called to the Nigerian Bar in 1992 and has since worked and gained experience in company law & practice, banking and financial services,
electronic transactions, retail business, administration, strategy, execution and change leadership.
Agada is currently the President of Lagos Business School Alumni Association and a Life Member of the Governing Council of the association.
Agada is an Organizational Psychologist, Innovator and Entrepreneur. He is a Fellow, Chartered Institute of Bankers of Nigeria, Fellow, International Academy of Cards & Payments, Fellow, Institute of Credit Administration,
Certified International Cards & Payments Professional (CICPP), Certified Associate of Capability Maturity Model Institute, Chartered Mediator & Conciliator, Barrister & Solicitor.
He has to his credit, different professional and technical papers. Agada is married with children.